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Norfolk & Dedham

Strengthens Claim Payments Through Digital Transformation

Norfolk & Dedham partnered with One Inc to modernize its claims payment experience, increasing digital adoption, improving visibility and control, and creating a faster, more connected payment journey for policyholders and vendors.

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Customer Experience

About Norfolk & Dedham

Founded in 1825, Norfolk & Dedham is a property and casualty insurer and member of the N&D | Union Mutual Insurance Group. Together, the organizations write more than $750 million in Direct Written Premium and serve independent agents across New England and New Jersey. In 2025, Norfolk & Dedham was recognized on the prestigious Ward's 50® list.

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The Challenges

Before partnering with One Inc, Norfolk & Dedham experienced several payment challenges, including:

Limited Visibility Across Claim Payments

Norfolk & Dedham needed greater transparency into payment activity, adoption trends, and overall claims payment performance.

Manual and
Paper-Based
Workflows

Traditional payment processes created delays, administrative burden, and inefficiencies for policyholders, vendors, and claims teams.

Need to Increase Digital Adoption

The organization sought to expand digital payment usage while supporting complex claims involving vendors, lienholders, and multiple parties.

The Solutions

Norfolk & Dedham partnered with One Inc to implement ClaimsPay®, delivering:

A Modern Digital Claims Payment Platform

ClaimsPay streamlined payment workflows, replacing paper-based processes with faster digital payments and improved operational visibility.

Data-Driven Performance Optimization

Detailed analytics and reporting provided actionable insights to monitor adoption trends, improve workflows, and drive continuous improvement.

Integrated Digital Communications

Integration with Hi Marley enabled payment notifications within claim conversations, increasing engagement and accelerating payment delivery.

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Impact and Results

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High Policyholder Digital Adoption

95% of customers select a digital payment option when making a claim payment preference selection.

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Expanded Vendor Digital Payments

Approximately 75% of vendor claim payments are delivered digitally, improving efficiency and reducing reliance on paper checks.

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Accelerated Payment Delivery

70% of payments delivered through the Hi Marley integration are processed within 24 hours, helping policyholders access funds faster.

Looking Ahead

Norfolk & Dedham continues to build on its digital payments strategy by leveraging data-driven insights, expanding digital adoption, and optimizing payment workflows across the claims lifecycle. With ClaimsPay as a strategic foundation, the organization is well positioned to enhance operational efficiency, strengthen customer engagement, and meet the evolving expectations of policyholders and vendors.

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What Our Customers Say

"The digital payment process through One Inc helps create a smoother claims experience by reducing reliance on paper checks, accelerating payment delivery, and giving policyholders a more convenient way to access their funds."

– Scott Harkenrider, AVP of Claims Shared Service, Norfolk & Dedham

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